I have just had my tax form back and due to my job free year I am now classed as a non tax payer! WOO HOO!
I haven’t been one of those for years, well, decades ago in fact. So this year will currently be the same, a non taxpayer as I am not earning enough money to exceed my tax allowance. All my rental income falls within my allowance so I have no tax to pay. My extra earnings haven’t pushed me over so I have a buffer before any tax is liable. My tax free savings continue to grow (slowly) and rollercoaster around with the markets. My net worth is slowly growing, although looking today the markets are getting a hammering because its UK freedom day – I can see this going badly for the UK. (So my net worth WAS slowly growing) The market dashboard is pure red and all my holdings are down. (sigh)…
I don’t think all the restrictions should have been removed all on one day – but hey – it seems we are on the ‘herd immunity’ path involving a ‘let it rip and see who’ survives plan. I will continue to keep away from populated places and am wary of getting a job in this climate if employers are expecting their staff to go into offices when the Delta variant is clearly transmitting at a rapid pace. I keep reading the job posting descriptions anyway and they are long with lots of skills, responsibility and full time. All either directly specify office based – or say hybrid (read full time office as the long term). As I read between the lines they also mean working 40+ hours per week too. I am getting jobs from agents which involve long commutes, the latest was a job in Manchester, not an easy commute having done it by train for meetings with a supplier whose offices were in Manchester. I have seen another one, it’s reasonably local ( a one hour commute away – if no traffic incidents) and again, its working with international teams so would require me to work UK + other country hours!
That has been the problem with IT roles for me recently. I have had to work the UK hours as the management would not let me work flex hours to balance the international hours work for meetings with other country teams. At one point I was working both sides of the clock with meetings and comms with a US team as well as having meetings and comms with Australian and Indian teams. Then having to have UK meetings in between. The senior managers expected me to answer their emails/phone calls at whatever time of the day they were working and I refused to answer when it was outside UK hours. They would be visiting the US or Australia so I just made it clear that they would have to leave me messages and I would work them in UK hours.
I would love a job that worked UK hours only and that is why I am feeling like finding a part time job. I want some time for ME now. I have had enough of working all hours and would like some time for me. I am enjoying my free time and as I listened to an audio book the other day : “Time is a type of wealth” and I would rather have some TIME than having to collapse on the treadmill of the rat race. I am looking at other ways of making money, after the photo site I was using went pop I have been pondering other options. Their operational model was ideal for me. I need to start researching other suppliers and other selling channels and see if I can find a similar model that is working. I am not good at selling myself and producing my own designs means becoming a brand, I like my anonymity. So I will continue to prioritise enjoying the sunshine, listening to audiobooks and pondering options for making some additional money to top up my funds.